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Applying for Assistance after a Disaster

It may be that you need to apply for some type of assistance after a disaster strikes. There are billions of dollars available through many sources to help you get back on your feet. They will help you with living expenses, health care, housing, legal aid, college tuition and job training. You can also go to the 2-1-1 Call Center and search for your town or city and 211 will assist you in finding the resources you need.

Agricultural needs

USDA funds are provided to researchers to address national problems and needs related to agriculture, the environment, human health and well being, and communities.

American Disability Act

Many resources can be found on the American Disability Act site. They have resources for health care, transportation, education and employment.

Financial Aid for Students

Federal Student Aid, an office of the U.S. Department of Education, ensures that all eligible individuals can benefit from federally funded or federally guaranteed financial assistance for education beyond high school. We consistently champion the promise of post-secondary education to all Americans—and its value to our society. Free Application for Student Aid.

Again each state will have grants and low interest loans for college.

Health Care Assistance

According to the Guide for Government Grants even though not every problem can be covered, they have provided you with a great start for your search in Healthcare assistance. Proper utilization of this information will provide you with the groundwork you need. The last thing you want to deal with when you're ill is the resulting bills that come from proper medical care.

Health insurance is an important safety net, but sometimes it's too expensive, or it doesn't cover enough. That's where these listings come in. There are private foundations, state and federal programs, and grant programs offered by pharmaceutical companies to help you manage medical costs.

Read through all of the sections in this chapter to give you a full sense of the kind of help that is out there--and then apply for anything related to your medical concerns. Remember, too, that many major medical illnesses (cancer, heart disease, arthritis, etc.) have nonprofit groups (American Cancer Association, American Heart Association, etc.) that can help you to find not only information on treatments and doctors, but can guide you to special funds for expenses (when available). Don't forget this valuable resource!


Often pharmaceutical companies have programs for free or discounted prescription drugs. The Partnership for Prescription Assistance is a place where you can apply for assistance. Some doctors and hospitals have a sliding scale that will give you the opportunity to pay your bill at a lower rate. Also some hospitals have programs that you can barter for services or have your bills forgiven.


Housing projects, home improvements, renting, selling and other programs U. S. Department of Housing and Urban Development. HUD offers programs that will refinance mortgages for borrowers who are having difficulty making their payments, but can afford a new loan insured by HUD's Federal Housing Administration (FHA). Call 1 (800) 225-5342 for more information.

Housing opportunities will vary from state to state but most states have assistance for first time buyers. Check you local phone book. The following link will lead you to some state by state information for utilities, home improvement assistance and maintenance.

Job Training and Employment

Most states have job training through their Labor Departments. Check for you local job training office to find out what opportunities they offer. United States Department of Employment and Training has lots of information about training programs.

Job Training and Employment

Most states have job training through their Labor Departments. Check for you local job training office to find out what opportunities they offer. United States Department of Employment and Training has lots of information about training programs.

Legal Aid

Find free legal aid by state

For Emergencies

Your local community is a great place to find resources. Local governments have outreach programs, churches have programs and even your local town office may have some emergency funds available to you. Local Community Action Agencies offer assistance for a variety of needs. This is a link to the National Community Action Foundation or

Unclaimed Money

In most states there is a website where you can check to see if you have any lost property or for lost money. National Association of Unclaimed Property Administrators is one resource that lists state by state websites. You can also call your state Treasurer’s Office to make inquires.

The Small Business Administration

The U.S. Small Business Administration (SBA) was created in 1953 as an independent agency of the federal government to aid, counsel, assist and protect the interests of small business concerns, to preserve free competitive enterprise and to maintain and strengthen the overall economy of our nation. We recognize that small business is critical to our economic recovery and strength, to building America's future, and to helping the United States compete in today's global marketplace. Although SBA has grown and evolved in the years since it was established in 1953, the bottom line mission remains the same. The SBA helps Americans start, build and grow businesses. Through an extensive network of field offices and partnerships with public and private organizations, SBA delivers its services to people throughout the United States, Puerto Rico, the U. S. Virgin Islands and Guam.

Reliable Transportation

The Good News Garage LSS, Inc. s a non-profit social service garage recently honored on the Today' Show and New York Times, GNG's mission is to provide affordable- reliable transportation options for those that are in need so they may access employment and job training.

Veterans Affairs

United States Department of Veteran’s Affairs has multitudes of information on benefits, grants and other assistance.