Will I be able to receive money during a disaster?
You may not receive any government benefits or payment from your place of employment during a disaster. There could be multiple reasons why and most will depend on what type of disaster occurs and how long it takes.
Mitigation is the effort to reduce loss of life and property by lessening the impact of disasters. Risk analysis results in information that provides a foundation for mitigation activities to reduce risk. Take inventory of your finances and plan accordingly.
Although when you hear the word mitigation, you do not often think of financial mitigation. It is not only important to have a disaster plan in place and practiced but it is crucial for your family to be protected if you are not there.
- Check with your bank or credit union to see if they have a continuity of operations plan
- Safeguard important papers both financial and legal
- Make sure you have adequate insurance for property
- Plan for job loss
- Ask how your Government benefits will be sent and received if there is a disaster
ATMs may be out of service if there is a long term disaster. They may be out because of lack of power or no one to refill them. Do not count on being able to access funds during a disaster through an ATM.
Ask your employer the following questions
- Does our workplace have a disaster plan?
- If I am not able to come to work will I still get paid?
- Can I use sick leave, vacation pay or other benefits?
- Could I collect unemployment?
- If I am injured in a disaster will the company provide medical and disability benefits?
- If I’m injured on the job when a disaster strikes, will I be covered by Worker’s Comp?